Author: Christy Bieber, The Motley Fool

In short, substantially.

This chart will help you figure out how much you need to retire — and how much to start saving today to hit your savings target.

Because full retirement age can make a major impact on the lifetime income you receive from Social Security, it’s important to understand what your full retirement age is and how your benefits will change depending when you claim them in relation to FRA. This guide explains everything you need to know.

While there are lots of advantages to opening an IRA, there are eligibility restrictions to be aware of. It can also be confusing to figure out where you should open your IRA or what you can do with it once you’ve got it. With all this in mind, this guide will walk you through the steps of starting an IRA.

Don’t jeopardize your future with these bad financial habits.