Author: Catherine Brock, The Motley Fool

When you know how to combine asset classes within your investment portfolio, you can tailor your risk and growth potential to suit your needs.

You’re simply collecting a data point that helps you make the most of your senior years.

In short, in some scenarios, maxing out your 401(k) can limit your financial flexibility later.

When in doubt, look to the numbers to shape your retirement savings efforts.

Stop losing sleep over what may or may not happen in the stock market.