For most, the word “retirement” ends with a big “finally!”
But a lot of newly retired folks are realizing the golden years are anything but.
Work defines most of us, and it’s been a long, long time since most of us didn’t have a schedule, structure or somewhere to go every morning.[ad#Google Adsense 336×280-IA]And for those reasons, the first few years can be full of confusion and, in many cases, depression.
That’s why retirement experts are recommending a dress rehearsal to see if you really have a good grasp of what you’re getting into or if retirement is for you at all.
I already know I can’t do it. I tried it back in 2000. I almost lost my mind.
But what they say you should do is give it a try.
If possible, take a few weeks or, better yet, a few months and see if you can adjust to no schedule and no structure. See what it feels like to not have a work identity.
If after a few weeks you find yourself a little blue, detached or just feeling lost, it could be a big red flag.
Of course, taking this much time off is not a luxury all of us have. Taking a few weeks off is tough enough… never mind a few months. But the pros are recommending some kind of dry run.
The other part you should consider trying before you make the leap is actually living on how much money you think you’ll have in retirement. It’s one thing to look at numbers on paper and think it will work. Actually living on them is another thing entirely.
Relocating soon after retirement is another choice many think they would like to make. Beachcombing or golfing right out your back door does sound great. But the experts warn, not having those familiar faces and places around you can be tougher than you think.
Try out the location before you make the jump.
If you’re considering a retirement community, definitely try that out for a while, too. These places can be very expensive just to move in, and many are already committed financially before they realize it isn’t for them.
Retirement can be the best part of our lives. But make sure you know what it really is. Adjustments to our dreams might be in order.
Source: Wealthy Retirement