Author: Marc Lichtenfeld, Wealthy Retirement

Not all stocks in my Oxford Income Letter portfolios are rated “A” and “B” for dividend safety. Some of them have lower ratings, and this high-yielder is a perfect example.

It lures seniors into losing large amounts of their retirement savings.

Most of the time, taking out a reverse mortgage is a poor decision. Here’s why…

Most Americans who are in good health at age 50 will live to see 100. This means they will have to fund a 30- to 40-year retirement.

Out of the blue, my son asked why many of our friends had bigger houses and fancier cars than we do. He wasn’t being obnoxious. He was genuinely curious. He knows I’m financially savvy, so he wondered why we didn’t live like other people who we hang out with. As I talked to him, I emphasized that the choices his mom and I have made have directly led to our financial well-being and, more importantly, our happiness.