Author: Marc Lichtenfeld, Wealthy Retirement

These are not time-consuming or complicated steps — there’s no reason you should be scrambling trying to figure out what your situation is should your financial picture change.

Doom and gloom sells, but the markets don’t listen. Stocks go up over the long term. We know this. They have done so for over a century.

Free cash flow easily covers the company’s dividend.

I once turned $500 into $5,000 in about a day.

I hope these tips help make it a financially healthier and wealthier year for you.