Author: Garrett Baldwin, Money Morning

Many regional banks are paying out large dividends that are safely covered by earnings, making them the ideal dividend stocks to add now. Investors can not only see their money grow as prices recover, but they can also lock in high yields that are likely to go up as the banking industry continues to recover.

These are the names you need to avoid if you are afraid a crash is coming anytime soon.

Even if you’re not an income-seeking investor, the benefits are too good to pass up.