Upgrades
- Volkswagen (VWAGY) upgraded by Berenberg from Hold to Buy
- Spruce Biosciences (SPRB) upgraded by Leerink from Market Perform to Outperform
- Omega Healthcare (OHI) upgraded by Mizuho from Neutral to Buy
- First Solar (FSLR) upgraded by Deutsche Bank from Hold to Buy
- Delek Logistics (DKL) upgraded by Citi from Sell to Neutral
- Next plc (NXGPF) upgraded by Societe Generale from Hold to Buy
- Petrobras (PBR) upgraded by Bradesco BBI from Neutral to Outperform
- Adobe (ADBE) upgraded by Mizuho from Neutral to Buy
- Gilead (GILD) upgraded by BofA from Neutral to Buy
- Alumina (AWCMY) upgraded by JPMorgan from Underweight to Neutral
- SAP (SAP) upgraded by Erste Group from Hold to Buy
- Novartis (NVS) upgraded by Erste Group from Hold to Buy
- ConocoPhillips (COP) upgraded by Erste Group from Hold to Buy
Downgrades
- Essex Property Trust (ESS) downgraded by Citi from Buy to Neutral
- Murata Manufacturing (MRAAY) downgraded by Jefferies from Buy to Hold
- Porsche (POAHY) downgraded by Berenberg from Buy to Hold
- Clarivate (CLVT) downgraded by Barclays from Equal Weight to Underweight
- Blue Moon Group (BLUMY) downgraded by HSBC from Buy to Hold
- ABM (ABM) downgraded by Deutsche Bank from Buy to Hold
- Summit Materials (SUM) downgraded by Wolfe Research from Outperform to Peer Perform
- DigitalOcean (DOCN) downgraded by BofA from Buy to Underperform
- Klabin (KLBAY) downgraded by Scotiabank from Outperform to Sector Perform
- Moncler (MONRY) downgraded by Erste Group from Buy to Hold
- Amadeus IT Group (AMADY) downgraded by Erste Group from Buy to Hold
- AstraZeneca (AZN) downgraded by Erste Group from Buy to Hold
- TSMC (TSM) downgraded by Erste Group from Buy to Hold
- Nike (NKE) downgraded by Erste Group from Buy to Hold
At least 41 major US banks have just made a drastic change to the way money in America works. It could have some major implications for you, your money and your retirement. But it's crucial you understand what's happening, before these changes get applied to your bank account. Here's everything you need to know.
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