Upgrades
- China Pacific Insurance (CHPXY) upgraded by Daiwa from Outperform to Buy
- EDF (ECIFY) upgraded by AlphaValue from Sell to Reduce
- Avance Gas (AVACF) upgraded by Fearnley from Hold to Buy
- Dorian LPG (LPG) upgraded by Fearnley from Hold to Buy
- K+S AG (KPLUY) upgraded by Commerzbank from Hold to Buy
- TechnipFMC (FTI) upgraded by Oddo BHF from Reduce to Buy
- Daimler AG (DDAIF) upgraded by Exane BNP Paribas from Underperform to Outperform
- Diageo (DEO) upgraded by Morgan Stanley from Equal Weight to Overweight
- Pernod Ricard (PDRDY) upgraded by Morgan Stanley from Equal Weight to Overweight
- Hitachi Metals (HMTLY) upgraded by Mizuho from Underperform to Neutral
- Swiss Life (SZLMY) upgraded by HSBC from Hold to Buy
- BBVA (BBVA) upgraded by BofA from Underperform to Neutral
- Solvay (SOLVY) upgraded by Deutsche Bank from Hold to Buy
Downgrades
- IAG (ICAGY) downgraded by Redburn from Buy to Neutral
- BMW (BMWYY) downgraded by Redburn from Buy to Neutral
- Volkswagen (VWAGY) downgraded by Exane BNP Paribas from Outperform to Neutral
- Virgin Money (CYBBF) downgraded by Citi from Buy to Neutral
- Adecco (AHEXY) downgraded by Morgan Stanley from Overweight to Equal Weight
- Baloise Holding (BLHEY) downgraded by HSBC from Buy to Hold
- Novatek (NOVKY) downgraded by VTB Capital from Buy to Hold
- Tatneft (OAOFY) downgraded by VTB Capital from Buy to Hold
- Surgutneftegas (SGTPY) downgraded by VTB Capital from Buy to Hold
- Gazprom (OGZPY) downgraded by VTB Capital from Buy to Hold
- Lukoil (LUKOY) downgraded by VTB Capital from Buy to Hold
- Sabadell (BNDSF) downgraded by Keefe Bruyette from Market Perform to Underperform
- Baloise Holding (BLHEY) downgraded by HSBC from Buy to Hold
- UniCredit (UNCRY) downgraded by Exane BNP Paribas from Outperform to Neutral
- Origin Energy (OGFGY) downgraded by RBC Capital from Outperform to Sector Perform
At least 41 major US banks have just made a drastic change to the way money in America works. It could have some major implications for you, your money and your retirement. But it's crucial you understand what's happening, before these changes get applied to your bank account. Here's everything you need to know.
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